Underground Secrets To Online Income [Untold Tales]

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Debit Card For Malaysian!

Original Article from http://prevalentco.blogspot.com

Malaysia Debit Cards comparisons!

There are many Debit Cards offered by our own Local bank, I will just take the most common and new debit card used. Public Bank, Maybank and Affin Bank. After you read this post, be aware that you will be making the decision with your own discretion about which debit card bares the lowest cost and have a lot of benefits offered around Malaysia.

Many bloggers had applied for Public bank debit card, I must say even myself had applied one because at that time I only knew that was the only bank that enable for me to accept Paypal money but now, there are more than 1 bank offers and as far as I know, right now Maybank offers the best economic cost and much less hassle than others.

It is so much faster than Public bank debit card. And I believe it is so much better than the so-called "HARD-BALLS METHODS"( Bloggers named it that way @_@" ) which is my last year post....But now you do not need that anymore.

If you still support Public Bank debit card, then you could refer to this post "how to apply PB debit card and verify you Paypal".

That is what the Paypal had stated when you tried to add debit cards.

Now let me show you a few(about 2 or 3) differences between Affin debit card, Public Bank debit card, and Maybank Debit card.
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1. Affin bank debit card application has requirements, and one of them is that they require the new customers to have the following amount of money before you are eligible of course it is different than Existing customers ...


2. Before you apply for this, you need to know these charges. This is the most important part of all the differences right? As you can see the annual fee is RM 20, and the balance INQUIRY cost you RM 1!!


3. Affin bank debit card is with MASTERCARD...
**( Unable to verify Paypal account, sorry i don't know the reason behind it )

For more details please refer to the main page of Affin bank Debit Card
Source : Affin Bank Debit Card (Mastercard Logo)
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1. Maybank debit card gives you less hassle, because "No income requirement for application, no finance and late charges or annual fees". Don;t believe me?! Please refer to Maybank then =P


2. A lot of fees are waived compared with Affin and Public Bank. "No more annual fees, monthly interest rates or late charges to worry about with the Maybankard Visa Debit" refer to


3. Maybank offers a VERY fast because you can get the Maybank Debit Card on the spot!


4. Maybank debit card is with VISA....
**( unfortunately, this debit card could not be used to verify PayPal too, no idea why... )

For more details please refer to the main page of Maybank Debit Card
Source : Maybank Debit Card
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A lot of bloggers knew about Public bank debit card so I guess I just skip the screenshots =)

1. Public Bank debit card requires you to deposit minimum amount of cash RM 25 into the debit card account after you received the letter of approval. Only then you are able to receive the approval letter( minimum 7 working days ). After you received the approval letter, you should know that you need to deposit the RM 25, minimum amount into the Debit Card account. The minimum amount MUST maintained at all time!


2. First year annual fee is waived. Default annual fee will be RM 24. You can still have the Fee FREE only if you fulfill the minimum Retail spending, that is RM 1201 and above.


3. You can receive the debit card after 1 week upon your deposit to your PBB Debit Card account ( approximately 12 working days provided you paid the minimum deposit amount )


4. Enjoy Cash MegaBonus of 0.5%, there is no minimum qualifying level of maximum spending limits. PB debit card is with VISA.

5. You can use this debit card to verify your Paypal account and start accepts payments. Good Luck

For more details please refer to the main page of Public Bank debit card
Source : Public Bank debit card


Disclaimer :
Please use the info wisely, and I do not held any responsibility for any losses you will encounter or had encountered....
Do not copy and paste my article, if you wish to re-publish it please email me and remember to state the source. If you wish to Email me, here is my email address :
elitevillain@gmail.com


I want to add information on debit card i use which is Tunemoney. Tunemoney also accept paypal as well. As far as i concern tunemoney has no transaction problem to paypal.here are the fees and charges.


YouPay Us

No Program Services Annual Fee One Time Fee Per Transaction Fee

1 Basic Card – Tune Card RM 9.99 N/A N/A



2 Lost / Replacement /
Damaged Card
N/A RM 20.00 N/A



3 Card Cancellation N/A RM 3.00 N/A



4 Hard Copy History Transaction N/A RM 5.00 N/A



5 Sales Slip Retrieval N/A RM 20.00 N/A



6 Foreign Exchange /
Conversion Fee
N/A N/A + 0.5%













You Pay Them


No Program Services Annual Fee One Time Fee Per Transaction Fee

1 Card Collection at Pos Malaysia* N/A RM 3.00 N/A



2 Reload charges – Cash**
i. Pos Malaysia
ii. CIMB Bank
iii. Bank Simpanan Nasional
N/A N/A
RM 2.00
RM 2.00
RM 2.00



3 Reload charges – FPX (Online) N/A N/A RM 0.50



4 ATM Withdrawal – Domestic
i. CIMB Bank
ii. Others
N/A N/A
RM 1.15
RM 10.00



5 ATM Withdrawal – International N/A N/A RM10.00 or 1.5% of the withdrawal amount, whichever is higher



* Payable to Pos Malaysia during card collection.
** Payable to Pos Malaysia / CIMB Bank / Bank Simpanan Nasional during reload of card.


*You can apply tunemoney debit card online for more information and apply please visit http://www.tunemoney.com

My Recommended money making!

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  • CHITIKA
Chitika,Inc.is the creator of an online blogger-driven merchandising/shopping network,based in Marlborough,Massachusetts. The Company was co-founded in 2003 by Chief Executive Officer VEnkat Kolluri and Chief Technology Officer Aldn DoRasario, both former Terra Lycos data mining engineers. The name Chitika means “in a snap” in the south Indian language of Telugu.Chitika provides bloggers ans small-to-medium Web publishers the opportunity to harness their content to monetize the traffic to their site.

  • KONTERA


Kontera Technologies, Inc. is a provider of in-text advertising and information services.
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  • Matched.co.UK
Earn more money from your website today from Matched.co.uk.Sign up now ,Put the easy ad code on your pages to start earning your money,For each ad you publish on your site you'll receive £3 per month,is that simple.Sign up as a publisher today and get a £5 sign up bonus!


  • AdBrite
AdBrite, "The Internet's Ad Marketplace", powers the world's most trusted and transparent marketplace to buy and sell online advertising.


  • Pay Per Post
Get paid for blogging. Write about web sites, products, services, and companies of whatever you like and earn cash for providing your opinion and valuable feedback to advertisers. Disclosure required.


  • Amazon
Amazon affiliate program is one way for blogger to sell amazon item thru blogger own site.Click the logo to register!.Associates can now earn $12 for each new Amazon Prime Free Trial member referred through October 31. Amazon Prime is a popular Amazon.com program that gives its members unlimited Free Two-Day Shipping on millions of eligible items. All new members are offered a free trial, allowing them to experience the convenience of shopping with Amazon Prime benefits for an entire month at no charge.

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AND MANY MORE!!COMING SOON!

Hey,i want to become rich!

There is no real get rich quick scheme. Certainly every so often, someone does win the lottery, but the chances that would be you are so slim - you can’t even plan on it. However, you can do some things where you can plan to gain money from them.

  1. Start now; start young! The sooner you start saving, the quicker you get to your dream. Well, not quite, but still the sooner you start to accumulate wealth the longer the race is for the turtle. Thus, more time does equal more money.
  2. Pay off your debt, particularly credit card debt. Borrowed money is wasting your time and your income. The interest rates charged to you for debt is pure waste. Pay it off as quickly as possible and don’t ever borrow again.
  3. Max out your opportunity for tax breaks. Put as much money away in deferred tax accounts as possible.
  4. Max out your matching funds. If your employer offers you a match of retirement funds, make sure you aren’t throwing this money away. Also, set aside the amount they match as your bare minimum.
  5. Have an emergency fund, ideally six months of expenses. One of the quickest ways to ruin years of hard work is to have an emergency. If you aren’t prepared for a problem, you might lose your nest egg during recovery.
  6. Stick with the safer investments. Index mutual funds tend to be the best. Playing the stock market is a bit like playing the lottery. Sinking your money in secure market investments is the better long-term money making strategy.

Make Money Online

For those who are looking for a free e-book on how to make-money-online by John Chow.This e-book tell how John Chow manage to gain $27,000 a month by blogging,he also teach us step-by-step how to make a pretty good money from blogging. Click below to view!

Click Below to view!
http://www.johnchow.com/book/make-money-online.pdf